Riverside is the seat of Riverside County, and Medicare Advantage plans are offered county by county, so the plans open to you are not always the ones open to a San Bernardino County neighbor. Luis Alvarenga compares the plans he offers in your county by phone, video, or an in-home visit by request.
What to know about Riverside before you compare plans
- Riverside is the county seat of Riverside County and had 314,998 residents in the 2020 census, the largest city in this set.
- The city incorporated in 1883. In 2020, 12.0% of residents were 65 or older, about 37,800 people, and the median age was 33.3.
- Hospitals in the city include Riverside Community Hospital, Parkview Community Hospital Medical Center, and Kaiser Foundation Hospital Riverside.
- University of California, Riverside, La Sierra University, California Baptist University, and Riverside City College are all in the city.
- March Air Reserve Base borders Riverside on the east, and the Mission Inn, a Mission Revival landmark, anchors downtown.
- State Route 60 and Interstate 215 run through the city. Luis works from San Bernardino, roughly 12 miles northeast of Riverside.
Why your county matters more than your city
Medicare Advantage and Part D plans set their service areas by county. A plan sold in San Bernardino County may not be sold in Riverside County, even when two addresses sit a few miles apart.
Luis lives and works in San Bernardino County. For a Riverside household, he looks at the plans he offers in Riverside County and tells you when a plan you saw advertised is not one of them. He does not offer every plan available in your area, so he also points you to Medicare.gov and your local SHIP.
A college city has its own coverage questions
With a UC campus, two private universities, and a community college inside city limits, plenty of Riverside households have a student in them. A student can stay on a parent's plan until 26, and Covered California is the other route. Read the guide to student health insurance in California before you pick.
Where to start in Riverside
About one in eight Riverside residents is 65 or older, so Medicare is the first conversation for many households. Start with the Medicare Advantage page or the Medicare Supplement page, and read how HMO and PPO plans differ if your doctors are spread across the city.
Households under 65 can start with ACA health plans and term life.
How Luis works with Riverside clients
Luis Alvarenga is a licensed independent insurance agent (NPN #8756746) based in San Bernardino, roughly 12 miles northeast of Riverside. Phone and video reach anywhere in Riverside County, and Luis can come to your home in the city by request. Every request gets a reply within 24 hours, and every client gets a free annual policy review for as long as the policy is active.
Frequently asked questions
Are Medicare plans in Riverside the same as in San Bernardino?
Not always. Medicare Advantage and Part D plans are offered by county, and Riverside is in Riverside County while Luis's home is in San Bernardino County. He compares the plans he offers in your county of residence.
Which Riverside hospitals should I check against a plan?
Riverside Community Hospital, Parkview Community Hospital Medical Center, and Kaiser Foundation Hospital Riverside are in the city. Whether a plan includes one depends on the plan's network, so check your hospital and your doctors before you enroll.
Can a Riverside college student get help with coverage?
Students under 26 can stay on a parent's plan, and Luis also helps compare Covered California options. He works with households by phone, video, and in-home visits by request.
Population and age figures are from the 2020 US Census. Distances are straight-line estimates from downtown San Bernardino.